How does FEMA define 'disaster'?

FEMA defines a 'disaster' as a severe disruption that creates a significant need for emergency assistance. This definition encompasses a wide range of scenarios, including natural disasters like hurricanes and earthquakes, as well as man-made events such as terrorist attacks or industrial accidents, all of which can severely impact a community or region. The key aspect of this definition is the emphasis on the severity of the event and the resulting need for emergency resources and support.

Understanding this definition is crucial for emergency management, as it helps agencies and personnel determine the appropriate response and resources needed to assist affected populations. Recognizing an event as a disaster informs the mobilization of federal, state, and local resources to ensure that those impacted receive the necessary help, such as shelter, food, and medical assistance.

Events described in other choices, like minor disruptions or temporary inconveniences, do not reflect the level of impact and need for coordinated emergency response associated with a disaster as defined by FEMA. Similarly, an organized community response, while important, is typically a part of the disaster recovery or management process rather than a defining characteristic of a disaster itself.